115. The confidence or assurance which faith is said to confer, and which is called the really saving faith, is not a spiritual confidence or trust, but a natural one, so long as it comes from faith alone. Spiritual confidence or trust gets its essence and life from the good of love, but not from the truth of a faith separated from charity. The confidence that comes from separated faith is dead. For this reason true confidence is impossible for those who live an evil life. No more is truth the source of the confidence that a person is saved by the merit the Lord possesses with the Father, whatever a person's life has been. All those in a state of spiritual faith are confident of being saved by the Lord, for they believe that the Lord came into the world to give everlasting life to those who believe and live in accordance with the commandments He taught. They believe that He regenerates them and fits them for heaven; and He does this by Himself without any help from the person, entirely out of His mercy.